Effective Date: September 1, 2026

Privacy Policy

Vanguard Apex Tax Group, LLC and its operating portals, including Rafitax.com, banktotax.com, and myirsletter.com, respect your privacy and protect the sensitive information submitted through our websites and document portals.

1. Information We Collect

We may collect your name, mailing address, email address, phone number, SSN, ITIN, EIN, tax notices, prior-year returns, transcripts, bank statements, financial records, and payment details processed by third-party providers. We may also collect IP addresses, browser information, device identifiers, and upload timestamps.

2. How We Use Information

We use submitted information to respond to inquiries, review tax documents, prepare or assist with tax matters, provide estimates, schedule consultations, communicate with you, and deliver requested services. We do not sell, rent, monetize, or trade personal data, tax notices, bank records, or email addresses to marketing companies, advertisers, or data brokers.

3. Tax Information Disclosure

We will not disclose or use tax return information except to prepare, assist in preparing, or provide services related to your tax filing or tax controversy matter, unless you provide express written consent or disclosure is permitted by law or court order. Our practices are designed to comply with IRC Section 7216, Treasury Regulation Section 301.7216, the FTC Safeguards Rule, and Circular 230.

4. Service Providers and Security

We may use trusted service providers for hosting, secure document uploads, scheduling, payment processing, communications, and technology support. We use reasonable administrative, technical, and physical safeguards, but no internet transmission or storage system can be guaranteed completely secure.

5. Retention and Your Choices

We retain information as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements. You may contact us to request access, correction, or information about our handling of your data, subject to applicable law and professional recordkeeping requirements.

6. Cookies and Communications

Our websites may use cookies or similar technologies for functionality, security, analytics, and session management. If you provide your phone number, you may receive transactional messages related to your inquiry, document uploads, or appointments. Reply STOP to opt out or HELP for assistance.

7. Contact Us

For privacy questions, contact Vanguard Apex Tax Group, LLC at support@vataxgroup.com or (727) 855-8883.