FBAR & foreign account compliance
Did you hold over $10,000 in overseas accounts?
Protect your assets from drastic FBAR penalties.
Whether you simply didn't know about FinCEN Form 114 or have multiple years of unfiled offshore returns, we guide you into full IRS compliance through Streamlined Procedures and Reasonable Cause relief.
Confidential guidance from experienced tax professionals
The threshold most people miss
$10,000
is the aggregate maximum value—not the balance of any single account.
The cost of waiting
Fear is expensive.
A clear path is not.
FBAR penalties can feel overwhelming, but the IRS offers specific relief for taxpayers who come forward voluntarily. The first step is understanding where you stand.
A practical first step
Could you qualify for relief?
Download the Non-Willful Qualification Checklist and get a clearer picture of your situation before you speak with a professional.
- The combined maximum value of all non-U.S. financial accounts exceeded $10,000 at any point during the calendar year.
- A prior preparer asked about foreign accounts or checked “No” on Schedule B without asking.
- Accounts were opened while living overseas, inherited, or used for ordinary family support.
- Accounts were held under your legal name—not numbered accounts, shell entities, or foreign trusts.
- Interest and dividend income was reported, or any omission was inadvertent or due to lack of knowledge.
No judgment. Just a plan.
It's not too late to get right with the IRS.
(727) 855-8883 · Serving all U.S. citizens and residents
Legal disclosure
Rafitax.com is a FBAR portal site operated by Vanguard Apex Tax Group. The information on this site is for general educational purposes only and is not tax, legal, or accounting advice. Use of this site or submission of information does not create a client, advisor, or attorney relationship. Every taxpayer's facts are different; consult a qualified tax professional before taking action.